April 2018 Budget

Last week, I compared my family’s estimated March budget to what we actually spent. This week I’d like to share our estimated budget for April.

Mr. POAI and I use some handouts from Dave Ramsey’s Financial Peace University class we took last year. I revised the category titles to make them a bit more descriptive so you have a better idea of each contains.

Emergency Fund: 200

Mortgage (includes taxes and insurance): 900

Utilities: 310.37*

Food (groceries and eating out): 665

Transportation (Gas) : 100

Medical/Health (gym, co-pays, medical bills): 719

Car Insurance: 84

Misc. (dog food, graduation present, haircut): 192

Entertainment and Recreation (currently only Netflix): 18.98*

*Some of the estimated and actual numbers are exactly the same to the cent because I scheduled some bill payments before doing the budget.

Estimated: Income (what Mr. POAI and I put into our shared account)$3264 – Estimated spending $3189.35  = amount left over $74.65

This budget includes neither what we put into retirement nor what is in our separate accounts. It just shows our monthly shared bills.



Sign up here to receive notification of each new post: 




  • GYM

    THanks for sharing your budget!

    Is your medical bill premium just the premium you pay every month or was there a copay? I’m curious how much medical insurance is regularly for USA folks.

  • Jaye

    Hi GYM, the medical category I have here consists of copays, paying 10% or so per procedure we have done, the gym 25 mo, the amount not covered for our dental plan, etc. The premium isn’t in this figure at all–ugh. I pay about $30 month for health care and my employer covers the rest for me. My husband is also on my insurance but he pays about half the premium, and that is $400. My employer pays the rest. Health care coverage can be very expensive here in the US. I’m guessing that different people are on different plans and that there’s a huge range. I hope that answered your question, and I’m sure there’s more info out there depending on just how curious you are. 🙂

Leave a Comment

Your email address will not be published. Required fields are marked *